Igor Vigasin

Notes on software engineering, AI, and banking technology

No.9

AI/Fintech digest: when green monitoring hides a 40-point quality collapse

Atomic agent releases, Itaú’s AI control plane, post-compromise hunting, embedded-payment ledgers, and local-agent security for banks.

Figure: sine and cosine unrolled from the unit circle.

Earlier

  1. No. 8

    AI/Fintech digest: governing agents, proving migrations, and testing traces

    FSB and HKMA AI governance, a major payments migration, stablecoin orchestration, trace-based agent evaluation, and controls outside the model.

  2. No. 7

    AI/Fintech digest: ERP payments, decision contracts, and hidden inference regions

    SAP Pay, fixed-choice AI decisions, multivariate forecasting, cross-region inference, ERP banking APIs, and agent-built fraud pipelines.

  3. No. 6

    AI/Fintech digest: when an agent finds a path you did not authorize

    Anthropic's unintended-action report shows why safe agent evaluation requires enforced network boundaries, separate commit authority, and replayable evidence.

  4. No. 5

    AI/Fintech digest: trust-gated agents, incident disclosure, and portable infrastructure skills

    Trust-earned ledger access for agents, third-party agent impact, breach-reporting duties, AI-assisted bank attacks, and agentic infrastructure tuning.

  5. No. 4

    AI/Fintech digest: from shared attack indicators to 24/7 settlement

    Korea's sector-wide cyber response, AI in monetary policy, risk-based agent autonomy, and always-on institutional settlement for banks.

  6. No. 3

    The next banking crisis may start outside a bank

    Cyber failure, shared technology providers, AI-linked asset repricing, and liquidity stress belong in one systemic scenario—not four separate risk registers.

  7. No. 2

    The bank breach did not need the core

    Recent Korean bank breaches show why customer-data paths outside the core need their own identity, authorization, isolation, and telemetry controls.

  8. No. 1

    When an AI agent hacks a system, the trace becomes evidence

    AI-agent liability turns identity, authorization, policy, and containment records into part of the system architecture.